More efficient payments drives economic growth. Addressing the issue of value transfer has always been our passion; improving the quality of Mexicans lives, has always been our mission. Saldo.MX is a mobile application system aimed at 12 million Hispanics living in the US; its aim to facilitate the remittance of $23 billion from US to Mexico and to allow Mexicans to make payments of public and private services from their App directly to the companies that provide all those services in Mexico.